Homebuyer Education Class

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by South Dakota Housing at no cost.

Homebuyer Education Class

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by South Dakota Housing at no cost.

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

SOUTH DAKOTA HOUSING
Board Meeting & Training

April 14, 2026
11:00 AM (CT)

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education Class

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by South Dakota Housing at no cost.

Make Your Move... A Guide to Home Ownership

Make Your Move meets national homebuyer education standards and HUD guidelines. It is the ideal education program to offer first-time buyers, or anyone buying a home who wants a refresher course about the home-buying process. Make Your Move covers topics such as being financially ready to buy a house,getting pre-qualified, types of loans and insurance, building vs. buying a home, closing on your house, learning your responsibilities as a homeowner, and maintaining and repairing your home.

Make Your Move…. A Guide to Home Ownership - Chapters 1-6 includes:

So you want to buy a house. This class covers: Where do you begin, How is your credit payment history, Who is involved in the home-buying process, Finding the right lender, Getting pre-qualified or pre-approved, and Understanding your house payment.

Make Your Move…. A Guide to Home Ownership - Chapters 7-12 includes:
This class covers: What types of loans are available, Shopping for a home, Finalizing your loan, The loan closing, and Owning a home brings joys and responsibilities.

Registration for class is free - but required.
(Should we need to cancel a class we need to know how to reach you.)

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Homebuyer Education Class

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by South Dakota Housing at no cost.

Make Your Move... A Guide to Home Ownership

Make Your Move meets national homebuyer education standards and HUD guidelines. It is the ideal education program to offer first-time buyers, or anyone buying a home who wants a refresher course about the home-buying process. Make Your Move covers topics such as being financially ready to buy a house,getting pre-qualified, types of loans and insurance, building vs. buying a home, closing on your house, learning your responsibilities as a homeowner, and maintaining and repairing your home.

Make Your Move…. A Guide to Home Ownership - Chapters 1-6 includes:

So you want to buy a house. This class covers: Where do you begin, How is your credit payment history, Who is involved in the home-buying process, Finding the right lender, Getting pre-qualified or pre-approved, and Understanding your house payment.

Make Your Move…. A Guide to Home Ownership - Chapters 7-12 includes:
This class covers: What types of loans are available, Shopping for a home, Finalizing your loan, The loan closing, and Owning a home brings joys and responsibilities.

Registration for class is free - but required.
(Should we need to cancel a class we need to know how to reach you.)

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700

Credit When Credit is Due

If you have ever wondered why some people in life get ahead while others do not, and how you can get ahead, then this is the class for you.

In addition, Credit When Credit is Due graduates will receive a packet that includes cards to send the three national credit bureaus if they want to add a statement to their credit reports.

Credit When Credit is Due - Chapters 1-6 includes:

This class covers how to get what you want, using credit, understanding credit scores, buying a car, and much more.

Credit When Credit is Due - Chapters 7-12 includes:
This class covers buying a home, evaluating credit offers, what you need to know about bill collectors, building and rebuilding your credit, and much more.

Registration for class is free - but required.
(Should we need to cancel a class we need to know how to reach you.)

SOUTH DAKOTA HOUSING
Board Meeting & Training

March 10, 2026
11:00 AM (CT)

Homebuyer Education, CFR

Homebuyer Education provides information and resources to purchase and own a home. Topics include personal money management, credit history review, mortgage financing and the loan process, shopping for a home, homeowner responsibilities, and predatory lending awareness. Homebuyer Education is free and open to the public.

Complete parts 1 & 2 to receive a SD Housing Homeownership Education Resource Organization (HERO) Certificate of Completion, which may qualify you for closing cost discounts.

To attend via Zoom, register 24 hours in advance.

Questions? Email CFR@LssSD.org or call 605-330-2700