Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Managing Your Rentals - Aberdeen Evening

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

Managing Your Rentals - Aberdeen Morning

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

Tuesday, May 21, 2024

6:00 pm - 9:00 pm

Homes Are Possible Inc, 125 South Second Street, Aberdeen, SD

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

Schedule an Appointment

Managing Your Rentals - Pierre

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

Thursday, May 23, 2024

6:00 pm - 9:00 pm

Homes Are Possible Inc, 125 South Second Street, Aberdeen, SD

We offer homebuyer education as a free service to educate the public as well as a requirement to receive a HAPI Grant or Silent Second Mortgage.  Aberdeen classes are held twice monthly.  Tuesday & Thursday split evenings from 6pm to 9pm; both evenings required.  Saturday classes once a month from 10am to 4pm. 

By attending this course, you may be eligible to receive closing cost assistance to purchase your home.  Homebuyer Education is open to the public, first time & repeat homebuyers and current homebuyers.  Pre-purchase homebuyer education will provide information home buying and financial management including:

• Personal Money Management - Gain a broader understanding of budgeting and other money management. 

• Credit History Review - Learn the importance of your credit report and the impact t has on homeownership. 

• Financing and the Loan Process - Find out how to search and select a home appropriate to your needs.

• Now that I'm a Homeowner - Prepare for the responsibilities of homeownership financially and maintenance of your home.

• Predatory Lending - A must for all new homeowners! - Learn how to detect fraudulent or deceptive behavior in the mortgage industry.

The education program is currently funded by Homeownership Education Resource Organization (HERO).  HERO is sponsored by The South Dakota Housing Development Authority at no cost.

Schedule an Appointment

South Dakota Housing is seeking applicants for the Sustainable Housing Incentive Program. The Sustainable Housing Incentive Program (SHIP) is a grant program approved by the South Dakota Housing Board of Commissioners to provide financial security to landlords and financial assistance to service providers to cover direct expenses related to finding and maintaining housing for the “hard-to-house.”

Funding may be used to pay for reimbursement for unit repair, lost rent, application fees, security deposits, and to pay for arrears to assist households in obtaining permenant housing.

 Eligible applicants are non-profits, units of local governments, victim service providers, housing authorities and tribal government agencies. The application deadline is at 5 pm CT on Friday, June 28.

 South Dakota Housing will hold informational calls via Teams on Tuesday, May 14 at 10:30 am CT and Tuesday, May 28 at 2:30 pm CT.

 For more information, contact Sarah Frost at 605.773.7604 or sarah@sdhda.org.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Managing Your Rentals - Brookings

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

Managing Your Rentals - Watertown

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

Managing Your Rentals - Huron

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Managing Your Rentals - Mitchell

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

LAST DAY TO SUBMIT OPEN ROUND HOF PROJECT APPLICATIONS

South Dakota Housing is inviting developers to submit applications for funding from the Housing Opportunity Fund (HOF) program.

Any for-profit or nonprofit entity, tribal government, housing authority, political subdivision of South Dakota or agency of South Dakota is eligible to apply for funding. 

The Housing Opportunity Fund may be used for new construction, rehabilitation, or the purchase and rehabilitation of rental or homeownership housing. Only applications for housing development will be accepted during this open application cycle.  Applications for programs will be accepted during the competitive application cycle in August. 

The Housing Opportunity Fund program allocation plan and application form can be found on SD Housing’s website at www.sdhousing.org. Please refer to the website for HOF funding limitations. Complete applications will be accepted starting Wednesday, May 1, 2024, and must be received by SD Housing no later than Friday, June 28, at 5:00 p.m. CT. 

Funding will be available on a first come, first served basis. For more information on the Housing Opportunity Fund, please contact Bridgette Loesch, Housing Development Officer, at 605.773.3181 or bridgette@sdhda.org.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Managing Your Rentals - Sioux Falls Morning

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

Managing Your Rentals - Sioux Falls Evening

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Managing Your Rentals - Yankton

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

Managing Your Rentals - Vermillion

Learn SD Laws, City Ordinances and more

Event Details:

There will be two sessions offered in Aberdeen.

Topics that will be discussed:

1. Fair Housing

2. Property Maintenance Codes in Aberdeen

3. SD Law, as it pertains to rental housing

4. Policies & Procedures. What you should have to effectively manage your property

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

The South Dakota Housing for the Homeless Consortium will be meeting March 13, 2024, at the AmericInn in Chamberlain for their quarterly meeting. The Consortium was formed to access HUD's Continuum of Care funding, which has provided over $23 million dollars of capital and operating funds to South Dakota since 2000. In addition, the Consortium has also expanded its efforts and knowledge of homelessness in South Dakota by facilitating meetings and events for individuals and organizations and analyzing homelessness information. For more information contact Joe Tielke, SDHHC Administrator, at joseph@sdhda.org.

The South Dakota Coordinated Entry System partners will be meeting September 18, 2024, at the SDH Board Room in Pierre for their annual meeting. The Coordinated Entry System (CES) connects the homeless or those at risk of becoming homeless with available resources. CES consists of seven physical access points (service providers) and a toll free phone line. The CES process assesses the individual’s needs and connects them to the appropriate services. The purpose of CES is to ensure individuals are receiving appropriate services within a consistent streamlined approach. For more information contact Stephanie Marshall, SD CES Administrator, at stephanie@sdhda.org.

The Emergency Solutions Grant Program (ESG) partners will be meeting September 18, 2024, at the SDH Board Room in Pierre for their annual meeting. ESG is a federal block grant authorized by subtitle B of the McKinney Vento Homelessness Assistance Act and is funded by the US Department of Housing and Urban Development and is administered by SD Housing for the State of South Dakota. ESG funds provide for emergency shelter and homelessness prevention activities including short-term and medium-term rental assistance and services to stabilize and rapidly re-house individuals and households who are homeless or at risk of becoming homeless. For more information contact Denise Albertson, SD ESG Administrator, at denise@sdhda.org.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.

Homebuyer Education

Preparing For Your First Home Purchase

Buying your first home can be one of the most exciting times in your life, but it’s also the largest financial commitment you will ever make and should not be entered into lightly. Our goal is to help make your first-time home buying experience great. Our homebuyer educators help walk you through the entire process so you are ready to complete your steps to homeownership with renewed confidence.

Topics include:

• Pros/cons of owning

• Personal budgeting

• Credit management

• Down payment assistance programs

• Working with a lender and Realtor

• Home inspections

• Making an offer

• Preparing for closing

Our free education services are offered in a personalized setting so we can be very specific to your situation. We offer both day and evening sessions, Mondays – Fridays. Participants who complete the program may even receive discounts on their closing fees for attending.